LDS Sales Guarantees transform development viability for developers and lenders by committing to purchase all homes on a development site upfront.
Transforming Development Finance

LDS Sales Guarantees transform development viability for developers and lenders by committing to purchase all homes on a development site upfront.

On exchange, a 10% cash deposit is released into development cashflow, interest free.

The LDS deposit reduces the developer’s cash contribution by up to 67%, spreading equity further and increasing output and returns by up to 3x.

LDS Sales Guarantees ensure demand for completed homes, removing sales risk, improving lender credit profile and increasing potential lending to new and existing borrowers.

Generate an instant Sales Guarantee at

How it works?

Pre-construction, LDS exchanges contracts with a developer to acquire any completed and unsold homes on a site. A 10% deposit can also be released into project cash flow, unsecured and interest free.

Development lenders benefit from an improved credit profile with sales risk eliminated, enabling additional lending. In turn, developers have better access to lending and a 10% deposit, meaning equity can be spread further to deliver more new projects and new homes.

A major barrier to SME housebuilders increasing output is the amount of equity required for projects – our Sales Guarantee helps solve this problem.

Find out more…

Why are we needed?

There is a clear and enduring undersupply of housing in the market, a problem which becomes more acute each year that less than 300,000 new homes are built.

Furthermore, there is a continued reliance on larger PLC builders, who cannot solve the shortage on their own. SMEs must be part of the solution and will bring quality and variety as well as quantity to the market. HBF figures however demonstrate that over the past three decades, SME output has reduced by 74% (39% in 1988 to 10% by 2020). Reversal of this decline is essential.

LDS created the Sales Guarantee to support an SME revival, which it does by increasing the confidence of lenders and the capacity of housebuilders. Specifically, the Sales Guarantee reduces project risk by assuring the purchase of any completed and unsold homes on a site. At the same time, a 10% interest free deposit is released into project cashflow, enabling SMEs to spread equity further and build more homes. This powerful combination has led to the LDS Sales Guarantee being embraced across the market.

Find out more…

LDS Boost

A resource that provides additional support for developers by removing additional daily challenges faced by SMEs due to lack of time, resource or easy access to relevant networks and knowledge.

LDS Boost is fully funded by LDS and is free to subscribe.

LDS Boost Network – A directory of trusted network contacts, who have been invited to contribute content to Boost due to their relevance, knowledge, and experience in SME housing delivery.

LDS Boost Knowledge -Provides relevant and useful information that can make a real difference to your business. Summarised and delivered in a no-nonsense way for quick and easy review.

LDS Boost Tools – Be it cash flow templates, marketing collateral or an impressive piece of time saving tech, this section of Boost will provide tools to help save time, increase profit, or just make life easier – ideally all three!

Find out more…

Get in touch

Want to learn more about NFB membership and how we can support your business?


National Federation of Builders
Elizabeth House
8A Princess Street
WA16 6DD